Frequently Asked Questions
Explore our FAQs to find practical insights and answers to common questions on investing, wealth management, and financial planning in Australia.
Morgans FAQs
Morgans is Australia's largest national full-service stockbroking and wealth management network, with over 40 years of history. We provide tailored financial advice, stockbroking, wealth management, and corporate services to individuals, families, businesses, charities, and associations. With more than 500 advisers across 56 locations in every state and territory, we focus on building long-term partnerships to help clients achieve their financial goals. Find out more about us.
Morgans became Australia's largest individual licensee in 2024. Our stability, reliability, and focus on exceptional client outcomes have solidified our leadership in the sector.
Morgans operates from 56 locations across every state and territory in Australia. Our expansive branch network allows us to provide localised, comprehensive stockbroking, financial planning, and wealth management services to clients nationwide. Find your nearest branch here.
Morgans has received numerous accolades, including Licensee of the Year at the CoreData Future of Advice Awards 2025, Best Equities Conference for Small/Emerging Companies 2025, and Best Retail Investor Access for Australasian Listed Entities 2025 from the Australian Investor Relations Association. We were also inducted into the Queensland Business Leaders Hall of Fame in 2023. See our awards here.
The Morgans Foundation, established in 2005, partners with local branches to support Australian charities, raising over $20 million to date. It focuses on community impact, including education, mental health, and disaster relief through initiatives like Big Dry Friday, which has raised over $9.5 million since 2018 ($1.65 million in 2025). Find out more about Morgans Foundation.
Big Dry Friday is Morgans' annual charity day, launched in 2018, supporting rural and regional communities in education, mental health, and disaster relief. It has raised over $9.5 million in total ($1.65 in 2025), reflecting our commitment to community impact through the Morgans Foundation. View the Big Dry Friday website.
Getting started with investing at Morgans is straightforward. Our professional advisers guide you through creating a personalised investment strategy based on your goals and risk tolerance. Contact a local adviser via our website or visit one of our branches to access award-winning research, exclusive opportunities, and a customised portfolio to navigate the stock market effectively. Contact us to find out more.
Morgans is dedicated to educating and supporting new investors. We offer tailored stockbroking services, access to research, and personalised portfolios. Our advisers explain investing basics, risk tolerance, and strategies to help you build confidence and make informed choices in the stock market.
You can find a Morgans adviser by visiting our website and using the branch locator tool. With 56 locations across Australia, we have professionals in every state and territory ready to provide personalised financial advice. Simply enter your postcode or suburb to get started. Find an adviser near you.
Visit our website to find an adviser, use our contact form, or call your nearest branch. We're here to discuss your financial needs and start your journey with us. Fill our out contact form here.
Morgans offers comprehensive wealth management services, including financial planning and superannuation advice. Our advisers take a personal approach, understanding your ambitions to create tailored solutions for every life stage. We provide diverse products and services to maximise your wealth and align with your lifestyle objectives. Find out more about Wealth Management.
Morgans has earned clients' trust for over 40 years through personalised stockbroking services. We offer access to exclusive investment opportunities via our corporate finance team and award-winning research. Our nationwide network ensures tailored advice to help you make informed decisions. Find out more about Morgans Stockbroking.
Morgans advisers take the time to understand your unique goals, risk tolerance, and life stage. We create customised strategies, drawing on our extensive research and network, to deliver advice tailored to you, building partnerships that last decades.
Morgans provides professional advice on superannuation as part of retirement planning. We help structure contributions, investments, and withdrawals to optimise growth and tax benefits, integrating with other assets and Centrelink entitlements for a comprehensive approach. Find out more about Superannuation.
With new aged care legislation in 2025, Morgans provides updates and advice on financial implications. Our wealth management services help optimise funding, assets, and income streams for aged care needs. Find out more about our Aged Care advice.
Morgans offers corporate advice through our Corporate Advisory team, including capital raising, mergers, and strategic planning. We leverage our network and research to support businesses in growth and market opportunities. Find out more on our Corporate page.
As a Morgans client, you have access to award-winning research from our in-house analysts covering over 200 ASX-listed companies, as well as international coverage. This includes evaluations of fundamental value, management quality, earnings, and growth prospects. We also provide regular market updates, economic insights, and publications like Investment Watch for equity and economic strategy. Morgans also publishes publicly available articles. View Morgans public news and insights articles here.
Our research team covers diverse sectors including banks, industrials, resources and energy, technology, consumer discretionary, telco, travel, and property. We provide insights on over 200 ASX-listed companies, focusing on growth prospects and market opportunities. See our full list of our companies under coverage.
Morgans' Chief Economist, Michael Knox, offers regular insights on topics like interest rates, tax policies, and global events. Clients access these through reports and updates to stay informed on market trends. Michael Knox was recognised by the AFR as one of the Top Ten economic forecasters in Australia for 2023. 6th Best Economic Forecaster 2023 and 7th Best Cash Rate Forecaster 2023. View our latest articles here.
Morgans clients receive regular market updates via email, our website, and adviser communications. These include economic outlooks, sector analyses, and insights from publications like Investment Watch to keep you informed on the latest developments. You can also listen to our overnight market wrap, released before the ASX opens each day, available here.
Investment Watch is Morgans' quarterly publication offering insights into equity and economic strategy. It covers topics like economics, asset allocation, equity strategy, fixed interest, banks, industrials, resources, technology, consumer discretionary, telco, travel, and property. Clients receive exclusive access to help inform investment decisions. View the latest release of Investment Watch.
Saving involves setting aside money in low-risk accounts like savings accounts or term deposits, typically earning modest interest with capital protection. Investing means putting money into assets like shares, property, or funds with potential for higher returns but greater risk. In Australia, saving suits short-term goals, while investing is for long-term growth. Morgans' advisers can help balance both to meet your financial objectives.
A financial adviser provides professional guidance on investments, super, retirement, insurance, and tax. A financial adviser must be appropriately qualified and listed on the ASIC financial adviser register. Morgans' advisers offer personalised strategies backed by award-winning research. Find a Morgans Adviser close to you.
Wealth management includes financial planning, investment advice, tax strategies, risk management, and estate planning to grow and protect assets. It suits high-net-worth individuals but is accessible to many. In Australia, it often involves superannuation and property. Morgans delivers proactive solutions aligned with your goals. Find out more Wealth Management information.
Diversification spreads investments across asset classes like shares, bonds, and property to reduce risk. If one underperforms, others may offset losses. Includes ASX shares, international funds, and fixed income. Morgans builds diversified portfolios tailored to your needs. Find out more information on Portfolio Construction here.
Risks include market, inflation, interest rate, and liquidity. Shares can lose value; property has vacancy risks. Diversify to mitigate. Morgans assesses and advises on managing risks.
Compounding grows investments by earning returns on returns. Start early for exponential growth. In super, it is powerful over decades. Morgans illustrates compounding in plans.
Invest fixed amounts regularly, reducing timing risk.
Passive investing tracks indices via low-cost funds/ETFs, avoiding stock-picking. Passive investing contrasts active management.
A brokerage account allows trading shares, ETFs, etc. Online for self-directed; full-service for advice.
To invest in Australia, define your goals, risk tolerance, and timeframe. Open a brokerage account for ASX shares or consider managed funds, ETFs, property, or superannuation. Research fees, taxes, and legal requirements. Diversification reduces risk. Morgans offers tailored guidance to navigate these options. Contact us to get started.
Index funds track indices like the ASX 200. Invest via ASX ETFs or managed funds from a provider of your choice. Choose low-fee options for diversification and passive growth. Consider tax and fees. Morgans' research helps select index funds for your portfolio. Find out more about ETFs.
Ethical investments avoid harmful industries like tobacco and focus on sustainable sectors like renewables. Options include ESG ETFs, green bonds, or responsible super funds. Morgans incorporates ethical considerations into wealth plans. Read our article on ESG Investing.
CGT is a tax on profits from selling assets like shares or property, added to income tax. Report via tax returns. Morgans advises on CGT minimisation through strategic timing. Find out more about Tax Planning here.
An Initial Public Offering (IPO) is when a company lists on the ASX to raise capital by selling shares. Investors apply via prospectuses. Risks include volatility. Morgans' corporate team offers access to exclusive IPO opportunities. View our current and recent IPO and share offers here.
Dividends are company profits distributed to shareholders.
Bonds are fixed-income securities where you lend to governments/companies for interest.
Real Estate Investment Trusts (REITs) pool funds for property ownership, traded on ASX. Provide income via distributions. Morgans researches REIT opportunities.
Superannuation is a retirement savings system where employers contribute into a fund. Add voluntary contributions for tax benefits. It is preserved until age 55-60. Morgans assists with super strategies for optimal retirement income. Find out more Superannuation information here.
An SMSF allows control over super investments but requires compliance, audits, and expertise. Professional advice should be sought about benefits and risks, and whether this is an appropriate strategy. Risks include penalties. Morgans supports SMSF strategies. Find out more about SMSFs here.
Retirement needs vary on a person by person basis. Consider super, assets, and debts. Morgans specialises in personalised retirement planning to achieve your target. Find out more here.
The Age Pension is a government payment for Australians aged 67+ (2025), based on income and assets tests. It supplements super and other income. Morgans integrates Age Pension planning into retirement strategies. View our Retirement Advice page here.
Estate planning involves wills, powers of attorney, and super nominations to distribute assets tax-efficiently. Morgans integrates it into wealth management. Find out more about Estate Planning.
