There is no 'set and forget' investment By Terri Bradford 04 January 2021, 12:00 PM Is your current asset allocation right for you? We highlight the importance of strategic asset allocation in managing risk and the need to rebalance your portfolio at least annually. Read more...
Retirement income complexity identified by Australian Government By Terri Bradford 03 December 2020, 11:30 AM What is apparent from this review is that the retirement system in Australia is complex and confusing for consumers. Are you missing out on maximising your retirement potential? Read more...
2020 Federal Budget Review By Terri Bradford 08 October 2020, 10:55 AM The 2020 Federal Budget is touted as an 'Economic Recovery Plan for Australia'. We summarise those measures that have been proposed in this year's Federal Budget from a Wealth Management/Financial Planning perspective. Read more...
Is an SMSF right for me? By Terri Bradford 29 September 2020, 2:50 PM Without a doubt self-managed superannuation funds (SMSFs) have become the superannuation fund vehicle of choice for many Australians. But you need to ask yourself the following questions. Read more...
Superannuation: Employees with multiple employers By Terri Bradford 03 September 2020, 11:50 AM Do you have multiple employers? Find out how you can avoid exceeding your annual concessional contributions cap. Read more...
Investment strategies for end of financial year planning By Terri Bradford 23 June 2020, 3:45 PM From a tax and investment perspective, depending on what is appropriate, it may be useful to defer income to the new financial year where possible, bring forward deductible expenses and minimise capital gains, if any. As always, speak to your accountant for specific tax advice. Read more...
Grow your wealth with a regular savings plan By Terri Bradford 18 May 2020, 7:00 AM Regular savings plans enable you to invest your surplus income at a flexible level while allowing you to access your funds if required Read more...
10 tax planning tips for 2020 By Terri Bradford 28 April 2020, 8:45 AM Will you be ready? Don't let COVID-19 distract you from the things you would normally focus on at this time of year. It's time to get back on track. In this piece, I provide my top tips to best prepare for this year’s tax season. Read more...
JobKeeper Payment Package By Terri Bradford 31 March 2020, 4:15 PM The JobKeeper Payment package, announced on 30 March 2020, is a $130 billion package to help businesses retain employees on their books during the COVID-19 period. Read more...
Eligibility for Age Pension - has your situation changed? By Terri Bradford 26 March 2020, 4:00 PM Markets have fallen over 20% in the past two months. As a result, many retirees are experiencing a significant drop in the value of their superannuation retirement funds. Where previously a retiree may not have been eligible for Age Pension benefits, has their situation changed as a result of the falls? Read more...