To create and maintain a successful partnership that enables lifestyle choices for you. We aim to provide exceptional professional services to our valued clients.
We do this by:
- Helping achieve goals
- Using open communication
- Employing quality people
- Educating clients
- Providing security and asset protection
Our advisory process
To produce the complete solution for all your financial needs, our team of financial advisers and specialists has developed a proven financial advice process:
- Overview of your current financial situation
- Assessment of your goals and objectives
- Identification of issues and development of strategies
- Implementation of preferred strategy
- Investment recommendations designed to match strategy
- Ongoing monitoring and review of position
- Efficient administration and reporting service
Our investment philosophy
Our investment philosophy at Morgans Carlton is based on:
Investing for the long term
We aim to buy assets which are good enough to keep for life. Even with these, however, circumstances can change and the need to sell sometimes arises. By keeping a close eye on the markets at all times, we can advise you where appropriate opportunities to buy or sell arise.
Maintenance of a core portfolio
All portfolios are designed to include a core portfolio of quality, long term portfolio stocks aimed to represent the broader market at its most basic level. The core portfolio is designed to be less sensitive to short term movements in the market.
Reduced risk through diversification
A key aim for any portfolio is diversification across a range of sectors (to reduce sector specific risk) and if required asset classes, according to each client's risk profile.
Focus on total return
We try to identify stocks that offer long term growth prospects as well as income potential (to an appropriate level for each client).
Research driven process
Continuous research and analysis of macroeconomic markets and individual companies. Individual companies are assessed on fundamental value, quality of management, earnings, and growth prospects. We will adhere to our firm’s research and filter it to suit each client’s objectives. Should you wish to buy a stock not covered by our research, that is fine as long as you are aware of the risks in doing so.
Active but risk controlled investment approach
Returns are generated from a focused portfolio and not from excessive trading or high risk derivative exposure.
Direct securities and boutique investing
Our process involves selecting listed securities and usually boutique style managed investments over mainstream managed funds. Managed funds can provide diversification but they do charge a fee for their investment management. Often with investment portfolios we feel we can achieve diversification through investing directly, and thus reduce a layer of costs for our clients.
Tax effective management of portfolios
This involves tailoring the solution to fit individual taxation needs, incorporating optimisation of capital gains and losses. Leading into the end of the financial year, this aspect becomes one of major focus.